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konta bankowe kontabankoweonline.pl An banking account, also called an accounts ledger, is really a listing of financial transactions made through someone or association, typically a bank, involving a person and a bank. Financial institution accounts are not exactly the exact same as checking account. A bank account is a free account in which funds will be withdrawn from as a result of an order by an individual client. On the other hand, a bank account does not demand a paper check to be opened or financed; hence it is known as an account.